Effective September 4, 2026

Terms of use

MVP disclosure draft. Have mortgage and California counsel review these terms before public launch.

Informational service only

MyRatesToday is not a lender, mortgage broker, loan originator, or credit-reporting agency. We provide educational estimates based on manually recorded public lender information.

No offer or approval

Results are not a quote, loan estimate, commitment to lend, approval, or guarantee. Rates and eligibility can change, and the lender determines final pricing after reviewing a complete application.

Estimate limitations

Estimated principal and interest excludes property taxes, homeowners insurance, mortgage insurance, association dues, closing costs, and other charges unless expressly stated.

Third-party lender

Golden 1 Credit Union is independent from MyRatesToday. We do not claim endorsement, partnership, or authorization, and the lender’s website and terms govern any interaction with it.

Acceptable use

Provide accurate information, use the service only for lawful personal purposes, and independently verify all information before making a financial decision.