:root{--ink:#102a43;--ink-soft:#486581;--navy:#123b5d;--navy-deep:#0b2a42;--teal:#0f766e;--mint:#ddf3ee;--sky:#eaf3f8;--gold:#f2b84b;--cream:#fff8e8;--paper:#fff;--canvas:#f6f9fb;--line:#d8e2e8;--danger:#b42318;--shadow:0 18px 55px #102a431f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--canvas);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.site-header{z-index:20;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffffff0;border-bottom:1px solid #d8e2e8cc;justify-content:space-between;align-items:center;height:76px;padding:0 clamp(22px,5vw,76px);display:flex;position:sticky;top:0}.brand{letter-spacing:-.03em;align-items:center;gap:11px;font-size:1.2rem;font-weight:800;display:inline-flex}.brand-mark{color:#fff;background:linear-gradient(140deg, var(--teal), var(--navy));border-radius:11px;place-items:center;width:36px;height:36px;display:grid;box-shadow:0 6px 18px #0f766e3d}.site-header nav{color:var(--ink-soft);gap:26px;font-size:.92rem;font-weight:650;display:flex}.site-header nav a:hover{color:var(--teal)}.hero{grid-template-columns:1.15fr .85fr;align-items:center;gap:clamp(55px,8vw,120px);max-width:1240px;min-height:670px;margin:0 auto;padding:95px clamp(24px,5vw,76px);display:grid;position:relative}.hero:before{content:"";pointer-events:none;background:radial-gradient(circle,#0f766e1f,#0000 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var(--line);color:var(--ink);background:#fff}.button:disabled{opacity:.55;cursor:not-allowed;transform:none}.quiet-note{color:var(--ink-soft);font-size:.92rem}.trust-row{color:var(--ink-soft);flex-wrap:wrap;gap:18px;font-size:.9rem;font-weight:650;display:flex}.rate-preview{background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:26px;padding:30px;position:relative;overflow:hidden}.rate-preview:after{content:"";background:var(--mint);opacity:.8;border-radius:50%;width:160px;height:160px;display:block;position:absolute;inset:auto -30px -50px auto}.preview-topline{color:var(--teal);align-items:center;gap:8px;font-size:.82rem;font-weight:800;display:flex}.status-dot{background:#20a47a;border-radius:50%;width:8px;height:8px;box-shadow:0 0 0 5px #20a47a1f}.preview-lender{margin:26px 0 18px;font-size:1.15rem;font-weight:800}.preview-rate-grid{border-block:1px solid var(--line);grid-template-columns:1fr 1fr;gap:16px;padding:22px 0;display:grid}.preview-rate-grid div{gap:3px;display:grid}.preview-rate-grid strong{letter-spacing:-.04em;font-size:2.15rem}.preview-rate-grid span{color:var(--ink-soft);text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;font-weight:750}.preview-detail{justify-content:space-between;padding:18px 0;font-weight:700;display:flex}.rate-preview p{color:var(--ink-soft);z-index:1;max-width:92%;margin:0;font-size:.82rem;position:relative}.how-it-works{background:#fff;padding:95px clamp(24px,7vw,110px)}.section-heading{max-width:700px;margin-bottom:50px}.section-heading p{color:var(--ink-soft);font-size:1.05rem}.step-cards{grid-template-columns:repeat(3,1fr);gap:22px;max-width:1220px;display:grid}.step-cards article{background:var(--canvas);border:1px solid var(--line);border-radius:20px;padding:29px}.step-cards article>span{color:var(--teal);font-size:.82rem;font-weight:850}.step-cards h3{margin:23px 0 9px;font-size:1.15rem}.step-cards p{color:var(--ink-soft);margin:0;font-size:.94rem}.privacy-banner{background:var(--navy);color:#fff;border-radius:24px;grid-template-columns:1.15fr .85fr;align-items:center;gap:60px;max-width:1120px;margin:75px auto;padding:44px 48px;display:grid}.privacy-banner .eyebrow{color:#83d8cc}.privacy-banner h2{margin-bottom:0;font-size:clamp(1.7rem,3vw,2.55rem)}.privacy-banner p{color:#dbe8ef;margin:0}.site-footer{border-top:1px solid var(--line);color:var(--ink-soft);background:#fff;justify-content:space-between;align-items:center;padding:38px clamp(24px,5vw,76px);display:flex}.site-footer strong{color:var(--ink)}.site-footer p{margin:5px 0 0;font-size:.82rem}.footer-links{gap:22px;font-size:.85rem;display:flex}.finder-shell{grid-template-columns:300px minmax(0,1fr);min-height:calc(100vh - 76px);display:grid}.finder-aside{background:var(--navy-deep);color:#fff;padding:42px 34px}.finder-aside .eyebrow{color:#83d8cc}.finder-aside h2{letter-spacing:-.035em;font-size:1.75rem}.finder-aside p{color:#c8d8e2;font-size:.91rem}.scenario-mini{border-top:1px solid #ffffff24;gap:12px;margin-top:35px;padding-top:25px;display:grid}.scenario-mini div{justify-content:space-between;gap:15px;font-size:.84rem;display:flex}.scenario-mini span{color:#a9bfcc}.finder-main{padding:42px clamp(24px,7vw,95px) 75px}.progress-meta{color:var(--ink-soft);justify-content:space-between;margin-bottom:10px;font-size:.82rem;display:flex}.progress-track{background:#e1eaef;border-radius:99px;height:7px;margin-bottom:60px;overflow:hidden}.progress-fill{background:linear-gradient(90deg, var(--teal), #42ad9e);border-radius:inherit;height:100%;transition:width .25s}.question-card{max-width:760px}.question-card h1{margin-bottom:13px;font-size:clamp(2rem,4vw,3.25rem);line-height:1.07}.question-help{color:var(--ink-soft);margin-bottom:30px}.option-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;display:grid}.option{text-align:left;border:1px solid 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22px;display:flex}.result-card h2{margin:7px 0 0;font-size:1.55rem}.result-label{background:var(--mint);color:var(--teal);border-radius:99px;padding:6px 10px;font-size:.72rem;font-weight:850;display:inline-flex}.result-rate-grid{grid-template-columns:repeat(4,1fr);display:grid}.result-rate-grid div{border-right:1px solid var(--line);padding:25px 28px}.result-rate-grid div:last-child{border-right:0}.result-rate-grid span{color:var(--ink-soft);text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;font-weight:800;display:block}.result-rate-grid strong{letter-spacing:-.04em;margin-top:6px;font-size:1.6rem;display:block}.result-body{grid-template-columns:1fr 1fr;gap:32px;padding:28px 30px;display:grid}.result-body h3{text-transform:uppercase;letter-spacing:.07em;font-size:.92rem}.result-body p,.result-body li{color:var(--ink-soft);font-size:.9rem}.result-body ul{padding-left:18px}.result-actions{flex-wrap:wrap;gap:14px;padding:0 30px 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(max-width:850px){.hero{grid-template-columns:1fr;padding-top:65px}.hero h1{font-size:clamp(2.8rem,12vw,4.5rem)}.step-cards,.privacy-banner{grid-template-columns:1fr}.privacy-banner{gap:20px;margin-inline:18px;padding:34px 28px}.finder-shell{grid-template-columns:1fr}.finder-aside{padding:25px 24px}.finder-aside h2,.finder-aside>p{display:none}.scenario-mini{border:0;grid-template-columns:repeat(3,1fr);margin:0;padding:0}.finder-main{padding-top:30px}.progress-track{margin-bottom:40px}.result-rate-grid{grid-template-columns:repeat(2,1fr)}.result-rate-grid div:nth-child(2){border-right:0}.result-rate-grid div:nth-child(-n+2){border-bottom:1px solid var(--line)}.result-body,.admin-grid{grid-template-columns:1fr}}@media (max-width:560px){.site-header{height:68px}.site-header nav a:not(:first-child){display:none}.hero{padding-inline:22px}.option-grid{grid-template-columns:1fr}.scenario-mini{grid-template-columns:1fr 1fr}.finder-controls{flex-direction:column-reverse}.finder-controls 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